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dc.contributor.author | Садчикова, І. В. | |
dc.date.accessioned | 2023-03-21T09:24:12Z | |
dc.date.available | 2023-03-21T09:24:12Z | |
dc.date.issued | 2021 | |
dc.identifier.uri | http://ir.stu.cn.ua/123456789/27020 | |
dc.description | Садчикова, І. Теоретичні засади обґрунтування сутності поняття «кредитний ринок» / І. Садчикова // Науковий вісник Полісся. - 2021. - № 2 (23). - С. 105-121. | uk_UA |
dc.description.abstract | У статті досліджено сутність і наукові підходи щодо визначення дефініції «кредитний ринок». Для цього було з’ясовано зміст поняття «кредит» та виокремлено теоретичні течії (натуралістична, капіталотворча, монетаризму, фондова, перерозподільна та кейсіанство) щодо сутності даної категорії. Досліджено сенс поняття «ринок», що дозволило виділити ключові характеристики, на яких акцентують увагу різні науковці. Також було ґрунтовно досліджено наукові тлумачення сутності поняття «кредитний ринок», що дало можливість запропонувати власне визначення даної дефініції. Це дозволило виділити загальні та специфічні риси, які притаманні кредитному ринку. | uk_UA |
dc.language.iso | uk | uk_UA |
dc.publisher | Чернігів : НУ "Чернігівська політехніка" | uk_UA |
dc.relation.ispartofseries | Науковий вісник Полісся;№ 2 (23) | |
dc.subject | credit | uk_UA |
dc.subject | market | uk_UA |
dc.subject | credit market | uk_UA |
dc.subject | economic category | uk_UA |
dc.subject | theories of credit | uk_UA |
dc.subject | economy | uk_UA |
dc.subject | crediting | uk_UA |
dc.subject | кредит | uk_UA |
dc.subject | ринок | uk_UA |
dc.subject | кредитний ринок | uk_UA |
dc.subject | економічна категорія | uk_UA |
dc.subject | теорії кредиту | uk_UA |
dc.subject | економіка | uk_UA |
dc.subject | кредитування | uk_UA |
dc.title | Теоретичні засади обґрунтування сутності поняття «кредитний ринок» | uk_UA |
dc.title.alternative | Theoretical principles of justification of the essence of the “credit market” concept | uk_UA |
dc.type | Article | uk_UA |
dc.description.abstractalt1 | The credit market at the present stage of development is a mechanism of funds distribution, which ensures the transformation of monetary capital into a loan. The functioning of this market affects all economic entities, since the lack of financial resources negatively influences not only individuals and legal entities, but also inhibits innovative development of the national economy, reduces opportunities for expanding the activities of economic entities and significantly plunges into the credit rating of the country as a whole. Accordingly, given the objective importance of the credit market for the economy development of any country, the issue of conducting new scientific research in the field of this market studying, the features of its functioning are important. The purpose of the study is to substantiate the essence of the credit market, the features of its functioning in economic systems of different hierarchical levels through the study of the basic conceptual approaches to considering its concept. In the course of the research, the main theoretical trends in determining the essence of the “credit” definition were thoroughly considered, this made it possible to find out that a loan is not a tool and source of extended reproduction, acts as a resource for profit both by the lender and the borrower, and also contributes to the development of innovative processes in economy. In addition, the content of the “market” category was investigated, which made it possible to distinguish different approaches to the interpretation of this concept. Based on these two concepts, the essence of the credit market was considered, the approaches to the interpretation of this category were given, common and specific features characteristic for the credit market were revealed. Based on this, the author proposed the following definition that the credit market is a specific economic space, where there is an interaction between the lender and the borrower about the purchase and sale of loan capital, in order to meet public and own needs through a system of banking and non-banking financial and credit institutions according to the basic principles. | uk_UA |